| Filer | Ownership | Change % | Holdings Value | Net Change | Nb Shares | Change % | Reporting Name | Report Period |
|---|---|---|---|---|---|---|---|---|
| Jericho Capital Asset Management L.P. | 5.2% | $253,647,653 | 5,011,809 | Jericho Capital Asset Management L.P. | 31 Dec 2025 | |||
| D. E. SHAW & CO, L.P. | 4.9% | -2% | $226,227,712 | 4,599,059 | 0% | D. E. Shaw & Co., L.P. | 31 Dec 2024 | |
| SUSQUEHANNA SECURITIES, LLC | 4.6% | -18% | $230,486,797 | -$49,551,239 | 4,554,175 | -18% | G1 Execution Services, LLC | 31 Dec 2025 |
| Citadel Securities GP LLC | 4.7% | $228,646,735 | 4,500,982 | Citadel Securities GP LLC | 02 Oct 2025 |
As of 31 Dec 2025, 381 institutional investors reported holding 64,413,137 shares of Upstart Holdings, Inc. - Common Stock, par value $0.0001 per share (UPST). This represents 67% of the company’s total 96,380,942 outstanding shares.
The largest institutional shareholders of Upstart Holdings, Inc. - Common Stock, par value $0.0001 per share (UPST) together control 51% of the company’s outstanding shares — a level of ownership often associated with strong institutional conviction and long‑term capital commitment.
| Institution | Ownership % | Shares Held | Share Change % | Portfolio % | Holdings Value |
|---|---|---|---|---|---|
| VANGUARD GROUP INC | 8.4% | 8,073,659 | -2% | 0.01% | $353,061,109 |
| BlackRock, Inc. | 7.4% | 7,088,760 | +3.4% | 0.01% | $309,991,474 |
| Jericho Capital Asset Management L.P. | 5.2% | 5,011,809 | +12% | 2.5% | $219,166,408 |
| MORGAN STANLEY | 4.4% | 4,206,615 | +155% | 0.01% | $183,955,303 |
| BANK OF AMERICA CORP /DE/ | 2.6% | 2,538,426 | +936% | 0.01% | $111,005,370 |
| GEODE CAPITAL MANAGEMENT, LLC | 2.1% | 2,068,515 | +1.3% | 0.01% | $90,469,479 |
| Clear Street Group Inc. | 2.1% | 2,061,714 | +261% | 0.47% | $90,158,753 |
| STATE STREET CORP | 2.1% | 2,001,053 | -2.5% | 0% | $87,506,048 |
| GOLDMAN SACHS GROUP INC | 1.7% | 1,652,624 | +4% | 0.01% | $72,269,248 |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | 1.3% | 1,287,089 | +34% | 0.08% | $56,284,402 |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | 1.3% | 1,208,201 | +2.5% | 0.08% | $52,835,745 |
| Marex Group plc | 1.2% | 1,178,997 | -9.6% | 0.56% | $51,557,539 |
| NORGES BANK | 1.2% | 1,141,425 | 0.01% | $49,914,515 | |
| CITADEL ADVISORS LLC | 1.1% | 1,105,759 | +273% | 0.03% | $48,354,841 |
| SG Americas Securities, LLC | 1.1% | 1,085,851 | +423% | 0.06% | $47,484,000 |
| FRED ALGER MANAGEMENT, LLC | 1% | 1,006,130 | -11% | 0.17% | $43,998,066 |
| Azora Capital LP | 0.92% | 882,231 | 2.4% | $38,579,962 | |
| BARCLAYS PLC | 0.9% | 864,102 | +20% | 0.02% | $37,787,182 |
| Connor, Clark & Lunn Investment Management Ltd. | 0.88% | 850,839 | -12% | 0.1% | $37,207,189 |
| BAILLIE GIFFORD & CO | 0.79% | 758,929 | 0.03% | $33,187,966 | |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 0.77% | 745,836 | +0.59% | 0.01% | $32,615,408 |
| NORTHERN TRUST CORP | 0.77% | 744,186 | -5.2% | 0% | $32,543,255 |
| CAPITAL FUND MANAGEMENT S.A. | 0.7% | 671,345 | +19% | 0.28% | $29,357,916 |
| UBS Group AG | 0.67% | 642,137 | -22% | 0.01% | $28,080,651 |
| CITIGROUP INC | 0.58% | 563,645 | +2.5% | 0.02% | $24,648,196 |
| Period | Reported Shares, Excl. Options | Value, Excl. Options | Value Change | Price (Median) | Investors |
|---|---|---|---|---|---|
| 2025 Q4 | 64,413,137 | $2,816,416,781 | -$53,050,911 | $43.73 | 381 |
| 2025 Q3 | 64,361,351 | $3,271,418,029 | +$26,813,630 | $50.80 | 409 |
| 2025 Q2 | 61,482,886 | $3,976,738,167 | +$285,173,866 | $64.68 | 413 |
| 2025 Q1 | 59,215,110 | $2,725,814,276 | +$10,538,531 | $46.03 | 379 |
| 2024 Q4 | 58,278,709 | $3,589,180,766 | +$462,897,457 | $61.57 | 384 |
| 2024 Q3 | 49,284,571 | $1,972,186,410 | +$429,361,774 | $40.01 | 333 |
| 2024 Q2 | 38,937,881 | $918,691,605 | +$17,060,106 | $23.59 | 268 |
| 2024 Q1 | 36,829,450 | $990,342,824 | -$148,965,446 | $26.89 | 267 |
| 2023 Q4 | 41,564,004 | $1,703,164,705 | +$163,622,707 | $40.86 | 318 |
| 2023 Q3 | 37,648,704 | $1,080,074,177 | +$36,378,208 | $28.54 | 281 |
| 2023 Q2 | 35,989,602 | $1,292,613,006 | +$270,199,393 | $35.81 | 288 |
| 2023 Q1 | 29,593,892 | $470,134,093 | +$5,540,353 | $15.89 | 251 |
| 2022 Q4 | 29,405,589 | $388,793,384 | -$57,963,156 | $13.22 | 247 |
| 2022 Q3 | 31,491,904 | $655,305,813 | -$170,452,391 | $20.79 | 261 |
| 2022 Q2 | 36,501,332 | $1,154,193,273 | -$398,704,589 | $31.62 | 300 |
| 2022 Q1 | 40,580,323 | $4,422,786,148 | -$46,677,145 | $109.09 | 472 |
| 2021 Q4 | 38,213,803 | $5,785,164,441 | -$810,603,992 | $151.30 | 448 |
| 2021 Q3 | 40,972,254 | $12,964,892,571 | +$2,331,706,466 | $316.44 | 414 |
| 2021 Q2 | 40,473,788 | $4,970,720,456 | -$357,622,023 | $124.90 | 245 |
| 2021 Q1 | 37,947,102 | $4,792,461,565 | +$7,944,874 | $128.86 | 125 |
| 2020 Q4 | 44,134,589 | $1,753,422,169 | +$1,583,385,119 | $40.75 | 61 |