North Reef Capital Management LP - 31 Dec 2025 SCHEDULE 13G Report for Stellar Bancorp, Inc. Common Stock, par value, $0.01 per share (STEL)

Filing Manager
North Reef Capital Management LP
Reporting Manager
North Reef Capital Management LP
Security
Stellar Bancorp, Inc. Common Stock, par value, $0.01 per share
Symbol
STEL
Shares outstanding
51,160,943 shares
Disclosed Ownership
2,875,245 shares
Ownership
5.6%
Form type
SCHEDULE 13G
Filing time
17 Feb 2026, 14:00:06 UTC
Date of event
31 Dec 2025
SEC
View on sec.gov

Reporting Managers (3)

Name Ownership Shares Owned sole voting power shared voting power Signature Title CIK
North Reef Capital Management LP 5.6% 2,875,245 0 2,875,245 /s/ Daniel Locasto Chief Compliance Officer
North Reef Capital Management GP LLC 5.6% 2,875,245 0 2,875,245 /s/ James Hanna, III Managing Member
James Hanna, III 5.6% 2,875,245 0 2,875,245 /s/ James Hanna, III James Hanna, III