Turtle Creek Asset Management Inc. - 31 Dec 2025 SCHEDULE 13G/A Report for ENCORE CAPITAL GROUP, INC. Common Stock (ECPG)

Filing Manager: Turtle Creek Asset Management Inc.
Reporting Manager: Turtle Creek Asset Management Inc.
Security: ENCORE CAPITAL GROUP, INC. Common Stock
Symbol: ECPG
Shares outstanding: 22,058,932 shares
Disclosed Ownership: 970,593 shares
Ownership: 4.4%
Form type: SCHEDULE 13G/A
Filing time: 17 Feb 2026, 16:26:57 UTC
Date of event: 31 Dec 2025
SEC: View on sec.gov

Reporting Managers (1)

Name	Ownership	Shares Owned	sole voting power	shared voting power	Signature	Title	CIK
Turtle Creek Asset Management Inc.	4.4%	970,593	970,593	0	/s/ Meaghan Einav	Meaghan Einav, Chief Compliance Officer