Alberto Casellas - 17 Nov 2025 Form 4 Insider Report for Synchrony Financial (SYF)

Signature
/s/ Danielle Do as attorney in fact
Issuer symbol
SYF
Transactions as of
17 Nov 2025
Net transactions value
+$15,010
Form type
4
Filing time
19 Nov 2025, 17:12:53 UTC
Previous filing
05 Nov 2025
Next filing
23 Jan 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Casellas Alberto EVP, CEO--Health & Wellness 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD /s/ Danielle Do as attorney in fact 19 Nov 2025 0001763554

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction SYF Dividend Equivalent Unit Award $15,010 +213 +0.37% $70.47 57,130 17 Nov 2025 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction SYF Phantom Stock Units Award $0 +1 +0.43% $0.000000 184 17 Nov 2025 Common Stock 1 Direct F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.
F2 The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

Remarks:

EVP, CEO--Health & Wellness