JONATHAN S. MOTHNER - 01 Mar 2026 Form 4 Insider Report for Synchrony Financial (SYF)

Role: EVP, Chief Risk and Legal Officer
Signature: /s/ Danielle Do, as attorney in fact
Issuer symbol: SYF
Transactions as of: 01 Mar 2026
Net transactions value: +$771,060
Form type: 4
Filing time: 03 Mar 2026, 18:47:54 UTC
Previous filing: 19 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
MOTHNER JONATHAN S	EVP, Chief Risk and Legal Officer	C/O SYNCHRONY FINANCIAL, 777 LONG RIDGE ROAD, STAMFORD	/s/ Danielle Do, as attorney in fact	03 Mar 2026	0001614725

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	SYF	Common Stock	Tax liability	$894,007	-12,936	-8%	$69.11	148,354	01 Mar 2026	Direct	F1
transaction	SYF	Common Stock	Award	$1,665,067	+24,093	+16%	$69.11	172,447	01 Mar 2026	Direct	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.
F2	Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

Remarks:

EVP, Chief Risk and Legal Officer