JONATHAN S. MOTHNER - 15 Aug 2025 Form 4 Insider Report for Synchrony Financial (SYF)

Signature
/s/ Danielle Do, as attorney in fact
Issuer symbol
SYF
Transactions as of
15 Aug 2025
Net transactions value
+$16,729
Form type
4
Filing time
19 Aug 2025, 17:40:36 UTC
Previous filing
19 May 2025
Next filing
19 Nov 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
MOTHNER JONATHAN S EVP, Chief Risk and Legal Officer C/O SYNCHRONY FINANCIAL, 777 LONG RIDGE ROAD, STAMFORD /s/ Danielle Do, as attorney in fact 19 Aug 2025 0001614725

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction SYF Dividend Equivalent Unit Award $16,729 +234 +0.16% $71.49 146,862 15 Aug 2025 Direct F1
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

Remarks:

EVP, Chief Risk and Legal Officer