Elizabeth Rutledge - 01 Feb 2026 Form 4 Insider Report for AMERICAN EXPRESS CO (AXP)

Role: Chief Marketing Officer
Signature: /s/ James J. Killerlane III, attorney-in-fact
Issuer symbol: AXP
Transactions as of: 01 Feb 2026
Net transactions value: -$1,620,686
Form type: 4
Filing time: 03 Feb 2026, 16:41:58 UTC
Previous filing: 04 Nov 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Rutledge Elizabeth	Chief Marketing Officer	200 VESEY STREET, AMERICAN EXPRESS TOWER, NEW YORK	/s/ James J. Killerlane III, attorney-in-fact	03 Feb 2026	0001730107

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	AXP	Common Stock	Award		+8,985	+10%		94,725	01 Feb 2026	Direct	F1, F2
transaction	AXP	Common Stock	Tax liability	$1,606,600	-4,562	-4.8%	$352.17	90,163	01 Feb 2026	Direct	F3
transaction	AXP	Common Stock	Award		+72	+0.08%		90,235	01 Feb 2026	Direct	F4
transaction	AXP	Common Stock	Tax liability	$14,087	-40	-0.04%	$352.17	90,195	01 Feb 2026	Direct	F5
holding	AXP	Common Stock						2,175	01 Feb 2026	by 401(k) Plan	F6

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	AXP	Employee Stock Option (Right to Buy)	Award	$0	+5,413		$0.000000	5,413	01 Feb 2026	Common Stock	5,413	$173.61	Direct	F7

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents shares acquired pursuant to the vesting of Performance Restricted Stock Units that were granted to the reporting person in February 2023, based upon the satisfaction of performance criteria specified for the award at the time of grant and the reporting person's continued employment.
F2	Includes shares acquired pursuant to dividend reinvestment.
F3	The reported disposition represents the surrender of shares to satisfy tax obligations arising from the vesting of Performance Restricted Stock Units.
F4	Represents shares earned under the 2022 Annual Incentive Award upon the Company's positive cumulative net income over 2023-2025 pursuant to Restricted Stock Units that were granted to the reporting person in February 2023.
F5	The reported disposition represents the surrender of shares to satisfy tax obligations arising from the vesting of Restricted Stock Units.
F6	Shares held in reporting person's account under the Company's Retirement Savings Plan. This plan uses unit accounting, and the number of shares that a participant is deemed to hold varies with the unit price of the Company pooled stock fund.
F7	Represents the vesting of Performance Stock Options that were granted to the reporting person in February 2023, based upon the satisfaction of performance criteria specified for the award at the time of grant and the reporting person's continued employment.