Affirm Holdings, Inc. financial data

Symbol
AFRM on Nasdaq
Location
San Francisco, CA
Fiscal year end
30 June
Latest financial report
10-Q - Q4 2025 - 05 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 260% % 0.57%
Return On Equity 8.8% %
Return On Assets 2.4% %
Operating Margin 6.2% %

Shares

Label TTM Value / Value Unit Change %
Entity Public Float $16,600,000,000 USD 33%
Weighted Average Number of Shares Outstanding, Basic 334,270,750 shares 3.7%
Weighted Average Number of Shares Outstanding, Diluted 349,365,762 shares 1.2%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $3,715,908,000 USD 33%
Revenue from Contract with Customer, Excluding Assessed Tax $1,301,002,000 USD 36%
Selling and Marketing Expense $330,849,000 USD -40%
General and Administrative Expense $553,323,000 USD 4.4%
Costs and Expenses $3,484,949,000 USD 9.9%
Operating Income (Loss) $230,959,000 USD
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $293,182,000 USD 61%
Income Tax Expense (Benefit) $10,856,000 USD 73%
Net Income (Loss) Attributable to Parent $282,328,000 USD 61%
Earnings Per Share, Basic 0.85 USD/shares 56%
Earnings Per Share, Diluted 0.83 USD/shares 61%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $1,527,880,000 USD 27%
Property, Plant and Equipment, Net $639,891,000 USD 26%
Operating Lease, Right-of-Use Asset $25,904,000 USD 48%
Intangible Assets, Net (Excluding Goodwill) $12,619,000 USD 3.5%
Goodwill $533,441,000 USD 2.3%
Assets $12,956,899,000 USD 24%
Liabilities $9,410,038,000 USD 22%
Accumulated Other Comprehensive Income (Loss), Net of Tax $16,939,000 USD 64%
Retained Earnings (Accumulated Deficit) $2,846,538,000 USD 9%
Stockholders' Equity Attributable to Parent $3,546,861,000 USD 27%
Liabilities and Equity $12,956,899,000 USD 24%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $374,572,000 USD 90%
Net Cash Provided by (Used in) Financing Activities $110,086,000 USD -76%
Net Cash Provided by (Used in) Investing Activities $139,611,000 USD 76%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $341,187,000 USD 282%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $2,094,572,000 USD 21%
Interest Paid, Excluding Capitalized Interest, Operating Activities $103,252,000 USD 3.8%
Deferred Tax Assets, Valuation Allowance $1,479,926,000 USD 6.3%
Deferred Tax Assets, Gross $1,500,475,000 USD 5.6%
Operating Lease, Liability $42,277,000 USD 32%
Depreciation $264,100,000 USD 42%
Payments to Acquire Property, Plant, and Equipment $54,365,000 USD 23%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $312,942,000 USD 227%
Lessee, Operating Lease, Liability, to be Paid $52,351,000 USD 50%
Property, Plant and Equipment, Gross $1,226,904,000 USD 45%
Lessee, Operating Lease, Liability, to be Paid, Year Two $6,411,000 USD 110%
Lessee, Operating Lease, Liability, to be Paid, Year One $6,752,000 USD -57%
Operating Lease, Weighted Average Discount Rate, Percent 0.063 pure 24%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $10,074,000 USD 245%
Lessee, Operating Lease, Liability, to be Paid, Year Three $6,551,000 USD 200%
Deferred Tax Assets, Operating Loss Carryforwards $1,034,551,000 USD -3.5%
Unrecognized Tax Benefits $79,248,000 USD 29%
Lessee, Operating Lease, Liability, to be Paid, Year Four $6,767,000 USD 202%
Operating Lease, Payments $4,253,000 USD 2.3%
Additional Paid in Capital $6,410,335,000 USD 7.5%
Amortization of Intangible Assets $300,000 USD -94%
Depreciation, Depletion and Amortization $65,329,000 USD 40%
Share-based Payment Arrangement, Expense $304,755,000 USD -5.4%