Root, Inc. financial data

Symbol
ROOT on Nasdaq
Location
Columbus, OH
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 25 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 491% % -29%
Return On Equity 16% % -10%
Return On Assets 2.5% % 20%
Operating Margin 4.1% % -39%

Shares

Label TTM Value / Value Unit Change %
Entity Public Float $1,600,000,000 USD 212%
Weighted Average Number of Shares Outstanding, Basic 15,400,000 shares 3.4%
Weighted Average Number of Shares Outstanding, Diluted 17,100,000 shares 1.2%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,517,100,000 USD 29%
Selling and Marketing Expense $174,800,000 USD 29%
General and Administrative Expense $96,900,000 USD 39%
Operating Income (Loss) $61,800,000 USD -21%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $40,800,000 USD 32%
Income Tax Expense (Benefit) $500,000 USD
Net Income (Loss) Attributable to Parent $40,300,000 USD 30%
Earnings Per Share, Basic 2.49 USD/shares 27%
Earnings Per Share, Diluted 2.36 USD/shares 29%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $669,300,000 USD 12%
Property, Plant and Equipment, Net $1,200,000 USD -33%
Operating Lease, Right-of-Use Asset $2,000,000 USD -23%
Assets $1,674,500,000 USD 12%
Liabilities $1,278,200,000 USD 8.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax $3,900,000 USD
Retained Earnings (Accumulated Deficit) $1,641,600,000 USD 2.4%
Stockholders' Equity Attributable to Parent $284,300,000 USD 40%
Liabilities and Equity $1,674,500,000 USD 12%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $26,800,000 USD 85%
Net Cash Provided by (Used in) Financing Activities $2,800,000 USD -600%
Net Cash Provided by (Used in) Investing Activities $13,800,000 USD 74%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $10,200,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $689,900,000 USD 15%
Deferred Tax Assets, Valuation Allowance $339,800,000 USD -1.8%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross $352,600,000 USD -0.73%
Operating Lease, Liability $4,300,000 USD -28%
Payments to Acquire Property, Plant, and Equipment $0 USD -100%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $46,500,000 USD 50%
Lessee, Operating Lease, Liability, to be Paid $4,800,000 USD -32%
Property, Plant and Equipment, Gross $8,000,000 USD -49%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,300,000 USD 0%
Lessee, Operating Lease, Liability, to be Paid, Year One $2,300,000 USD 4.5%
Operating Lease, Weighted Average Discount Rate, Percent 0.1179 pure -0.34%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $500,000 USD -55%
Lessee, Operating Lease, Liability, to be Paid, Year Three $200,000 USD -92%
Deferred Tax Assets, Operating Loss Carryforwards $269,800,000 USD -0.66%
Preferred Stock, Shares Issued 14,100,000 shares 0%
Preferred Stock, Shares Authorized 100,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $0 USD -100%
Additional Paid in Capital $1,922,000,000 USD 1.8%
Preferred Stock, Shares Outstanding 14,100,000 shares 0%
Deferred Tax Assets, Net of Valuation Allowance $12,800,000 USD 38%
Share-based Payment Arrangement, Expense $40,100,000 USD 117%
Preferred Stock, Par or Stated Value Per Share 0.0001 USD/shares 0%