Pioneer Bancorp, Inc./MD financial data

Symbol
PBFS on Nasdaq
Location
Albany, NY
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 574% % 2.5%
Return On Equity 6.2% % -20%
Return On Assets 0.94% % -12%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 25,080,547 shares -4.2%
Common Stock, Shares, Outstanding 25,083,829 shares -4.1%
Entity Public Float $107,770,000 USD
Common Stock, Value, Issued $251,000 USD -3.8%
Weighted Average Number of Shares Outstanding, Basic 24,470,461 shares -2.4%
Weighted Average Number of Shares Outstanding, Diluted 24,593,205 shares -2.2%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $3,630,000 USD -5%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $5,609,000 USD -32%
Income Tax Expense (Benefit) $1,279,000 USD -32%
Net Income (Loss) Attributable to Parent $4,330,000 USD -31%
Earnings Per Share, Basic 0.18 USD/shares -28%
Earnings Per Share, Diluted 0.18 USD/shares -28%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $30,648,000 USD
Operating Lease, Right-of-Use Asset $4,352,000 USD -20%
Goodwill $10,879,000 USD 0%
Assets $2,243,310,000 USD 11%
Liabilities $1,929,112,000 USD 13%
Accumulated Other Comprehensive Income (Loss), Net of Tax $8,221,000 USD 24%
Retained Earnings (Accumulated Deficit) $199,719,000 USD 3.6%
Stockholders' Equity Attributable to Parent $314,198,000 USD 3.4%
Liabilities and Equity $2,243,310,000 USD 11%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $3,526,000 USD -207%
Net Cash Provided by (Used in) Financing Activities $92,283,000 USD -26%
Net Cash Provided by (Used in) Investing Activities $45,652,000 USD -117%
Common Stock, Shares Authorized 75,000,000 shares 0%
Common Stock, Shares, Issued 25,083,829 shares -4.1%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $43,105,000 USD -60%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $228,551,000 USD 1.6%
Interest Paid, Excluding Capitalized Interest, Operating Activities $6,819,000 USD 17%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $10,574,000 USD
Operating Lease, Liability $4,640,000 USD -19%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $5,499,000 USD -31%
Lessee, Operating Lease, Liability, to be Paid $6,013,000 USD -19%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) $389,000 USD 32%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,373,000 USD -20%
Deferred Tax Assets, Operating Loss Carryforwards $144,000 USD
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Operating Lease, Payments $627,000 USD 7.2%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense $24,019,000 USD 160%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%