Lemonade, Inc. financial data

Symbol
LMND on NYSE
Location
New York, NY
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 25 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 260% % 43%
Return On Equity -31% % 3.7%
Return On Assets -8.7% % 25%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 76,383,438 shares 4.9%
Common Stock, Shares, Outstanding 75,907,215 shares 4.4%
Entity Public Float $2,880,712,049 USD 242%
Common Stock, Value, Issued $0 USD
Weighted Average Number of Shares Outstanding, Basic 73,943,632 shares 4.1%
Weighted Average Number of Shares Outstanding, Diluted 73,943,632 shares 4.1%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $737,900,000 USD 40%
Research and Development Expense $93,900,000 USD 9.4%
Selling and Marketing Expense $224,400,000 USD 35%
General and Administrative Expense $139,800,000 USD 12%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $160,900,000 USD 21%
Income Tax Expense (Benefit) $4,600,000 USD
Net Income (Loss) Attributable to Parent $165,500,000 USD 18%
Earnings Per Share, Basic -2.24 USD/shares 21%
Earnings Per Share, Diluted -2.24 USD/shares 21%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $385,000,000 USD 2.4%
Property, Plant and Equipment, Net $15,800,000 USD -1.9%
Operating Lease, Right-of-Use Asset $19,800,000 USD 30%
Intangible Assets, Net (Excluding Goodwill) $8,100,000 USD -40%
Goodwill $19,000,000 USD 0%
Assets $1,925,700,000 USD 4.1%
Liabilities $1,392,100,000 USD 11%
Accumulated Other Comprehensive Income (Loss), Net of Tax $6,400,000 USD
Retained Earnings (Accumulated Deficit) $1,464,300,000 USD -13%
Stockholders' Equity Attributable to Parent $533,600,000 USD -10%
Liabilities and Equity $1,925,700,000 USD 4.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $47,200,000 USD -58%
Net Cash Provided by (Used in) Financing Activities $20,000,000 USD 48%
Net Cash Provided by (Used in) Investing Activities $40,300,000 USD -230%
Common Stock, Shares Authorized 200,000,000 shares 0%
Common Stock, Shares, Issued 75,907,215 shares 4.4%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $66,000,000 USD -582%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $396,800,000 USD 2.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities $3,100,000 USD 520%
Deferred Tax Assets, Valuation Allowance $395,800,000 USD 8.7%
Deferred Tax Assets, Gross $400,000,000 USD 8.4%
Operating Lease, Liability $24,000,000 USD 0.84%
Payments to Acquire Property, Plant, and Equipment $2,300,000 USD -8%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $153,000,000 USD 23%
Lessee, Operating Lease, Liability, to be Paid $25,600,000 USD -5.2%
Property, Plant and Equipment, Gross $63,900,000 USD 17%
Lessee, Operating Lease, Liability, to be Paid, Year Two $4,900,000 USD -16%
Lessee, Operating Lease, Liability, to be Paid, Year One $7,200,000 USD -20%
Operating Lease, Weighted Average Discount Rate, Percent 0.065 pure 5.9%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,600,000 USD -50%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,100,000 USD 21%
Deferred Tax Assets, Operating Loss Carryforwards $359,900,000 USD 8.6%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Unrecognized Tax Benefits $12,900,000 USD 33%
Lessee, Operating Lease, Liability, to be Paid, Year Four $3,800,000 USD -12%
Additional Paid in Capital $1,991,500,000 USD 4.9%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization $4,500,000 USD -10%
Share-based Payment Arrangement, Expense $61,300,000 USD -5%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%