NERDWALLET, INC. financial data

Symbol
NRDS on Nasdaq
Location
San Mateo, CA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 25 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 328% % -9%
Debt-to-equity 24% % 20%
Return On Equity 13% % 50%
Return On Assets 10% % 46%
Operating Margin 7.8% % 470%

Shares

Label TTM Value / Value Unit Change %
Common Stock, Shares, Outstanding 71,289,000 shares -3.8%
Entity Public Float $349,000,000 USD -39%
Common Stock, Value, Issued $0 USD
Weighted Average Number of Shares Outstanding, Basic 74,300,000 shares -2.9%
Weighted Average Number of Shares Outstanding, Diluted 75,900,000 shares -3.8%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $836,600,000 USD 22%
Cost of Revenue $63,700,000 USD 0.32%
Research and Development Expense $66,700,000 USD -19%
Selling and Marketing Expense $584,700,000 USD 24%
General and Administrative Expense $56,300,000 USD -8.6%
Costs and Expenses $771,400,000 USD 14%
Operating Income (Loss) $65,200,000 USD 594%
Nonoperating Income (Expense) $3,000,000 USD
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $68,200,000 USD 1264%
Income Tax Expense (Benefit) $19,500,000 USD
Net Income (Loss) Attributable to Parent $48,700,000 USD 60%
Earnings Per Share, Basic 0.66 USD/shares 65%
Earnings Per Share, Diluted 0.64 USD/shares 68%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $98,300,000 USD 48%
Other Assets, Current $400,000 USD -76%
Assets, Current $244,700,000 USD 24%
Deferred Income Tax Assets, Net $29,400,000 USD -36%
Property, Plant and Equipment, Net $31,800,000 USD -26%
Operating Lease, Right-of-Use Asset $7,100,000 USD 34%
Goodwill $123,500,000 USD 9.9%
Other Assets, Noncurrent $3,100,000 USD 138%
Assets $461,100,000 USD 5.4%
Accounts Payable, Current $5,400,000 USD -39%
Contract with Customer, Liability, Current $200,000 USD -95%
Liabilities, Current $70,900,000 USD 18%
Deferred Income Tax Liabilities, Net $200,000 USD -71%
Operating Lease, Liability, Noncurrent $6,100,000 USD 49%
Other Liabilities, Noncurrent $15,700,000 USD 18%
Liabilities $86,600,000 USD 18%
Accumulated Other Comprehensive Income (Loss), Net of Tax $100,000 USD
Retained Earnings (Accumulated Deficit) $188,100,000 USD -13%
Stockholders' Equity Attributable to Parent $374,500,000 USD 2.8%
Liabilities and Equity $461,100,000 USD 5.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $26,700,000 USD 18%
Net Cash Provided by (Used in) Financing Activities $3,800,000 USD 192%
Net Cash Provided by (Used in) Investing Activities $4,600,000 USD 66%
Common Stock, Shares Authorized 296,686,000 shares 0%
Common Stock, Shares, Issued 71,289,000 shares -3.8%
Common Stock, Par or Stated Value Per Share 0.0001 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $25,900,000 USD 147%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $98,300,000 USD 48%
Interest Paid, Excluding Capitalized Interest, Operating Activities $100,000 USD 0%
Deferred Tax Assets, Valuation Allowance $14,400,000 USD 2.1%
Deferred Tax Assets, Gross $56,400,000 USD -28%
Operating Lease, Liability $8,000,000 USD 25%
Payments to Acquire Property, Plant, and Equipment $200,000 USD
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $49,000,000 USD 61%
Lessee, Operating Lease, Liability, to be Paid $9,000,000 USD 27%
Property, Plant and Equipment, Gross $105,300,000 USD -21%
Operating Lease, Liability, Current $1,900,000 USD -17%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,300,000 USD 64%
Lessee, Operating Lease, Liability, to be Paid, Year One $2,400,000 USD -7.7%
Operating Lease, Weighted Average Discount Rate, Percent 0.061 pure 13%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,000,000 USD 43%
Lessee, Operating Lease, Liability, to be Paid, Year Three $2,300,000 USD 77%
Deferred Tax Assets, Operating Loss Carryforwards $5,500,000 USD 72%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $14,200,000 USD 4.4%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,500,000 USD 15%
Operating Lease, Payments $1,000,000 USD 0%
Additional Paid in Capital $562,500,000 USD 6%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization $12,700,000 USD 4.1%
Share-based Payment Arrangement, Expense $28,600,000 USD -21%
Interest Expense $800,000 USD -68%
Preferred Stock, Par or Stated Value Per Share 0.0001 USD/shares 0%