Oportun Financial Corp financial data

Symbol
OPRT on Nasdaq
Location
San Mateo, CA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 27 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 749% % -8.4%
Return On Assets 0.78% %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 44,500,268 shares 19%
Common Stock, Shares, Outstanding 44,437,042 shares 23%
Entity Public Float $234,600,000 USD 225%
Common Stock, Value, Issued $8,000 USD 14%
Weighted Average Number of Shares Outstanding, Basic 46,418,934 shares 15%
Weighted Average Number of Shares Outstanding, Diluted 47,858,631 shares 19%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $956,685,000 USD -4.5%
Revenue from Contract with Customer, Excluding Assessed Tax $19,465,000 USD -14%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $44,076,000 USD 68%
Income Tax Expense (Benefit) $18,830,000 USD
Net Income (Loss) Attributable to Parent $25,246,000 USD -61%
Earnings Per Share, Basic 0.54 USD/shares -73%
Earnings Per Share, Diluted 0.53 USD/shares -73%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $105,525,000 USD 76%
Deferred Income Tax Assets, Net $68,111,000 USD -17%
Property, Plant and Equipment, Net $2,073,000 USD -30%
Operating Lease, Right-of-Use Asset $9,441,000 USD -3.4%
Assets $3,257,856,000 USD 0.95%
Liabilities $2,867,774,000 USD -0.19%
Retained Earnings (Accumulated Deficit) $227,285,000 USD 10%
Stockholders' Equity Attributable to Parent $390,082,000 USD 10%
Liabilities and Equity $3,257,856,000 USD 0.95%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $100,977,000 USD 18%
Net Cash Provided by (Used in) Financing Activities $29,109,000 USD 78%
Net Cash Provided by (Used in) Investing Activities $55,520,000 USD -252%
Common Stock, Shares Authorized 1,000,000,000 shares 0%
Common Stock, Shares, Issued 44,709,065 shares 23%
Common Stock, Par or Stated Value Per Share 0.0001 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $16,348,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $198,934,000 USD -7.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities $50,447,000 USD -11%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $98,597,000 USD -13%
Operating Lease, Liability $12,183,000 USD -37%
Depreciation $1,800,000 USD -49%
Lessee, Operating Lease, Liability, to be Paid $13,544,000 USD -36%
Property, Plant and Equipment, Gross $41,355,000 USD 1.8%
Lessee, Operating Lease, Liability, to be Paid, Year Two $3,551,000 USD -37%
Lessee, Operating Lease, Liability, to be Paid, Year One $6,683,000 USD -42%
Operating Lease, Weighted Average Discount Rate, Percent 0.0573 pure 11%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,361,000 USD -24%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,977,000 USD -19%
Deferred Tax Assets, Operating Loss Carryforwards $62,067,000 USD -12%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100,000,000 shares 0%
Unrecognized Tax Benefits $12,215,000 USD -1.8%
Lessee, Operating Lease, Liability, to be Paid, Year Four $903,000 USD -10%
Operating Lease, Payments $2,818,000 USD -15%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $4,900,000 USD -35%
Share-based Payment Arrangement, Expense $10,686,000 USD -18%