Regional Management Corp. financial data

Symbol
RM on NYSE
Location
Greer, SC
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 20 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 446% % 5.4%
Return On Equity 12% % 2.3%
Return On Assets 2.2% % -0.08%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 9,396,929 shares -5.3%
Common Stock, Shares, Outstanding 9,554,000 shares -4.6%
Entity Public Float $235,369,156 USD -1.7%
Common Stock, Value, Issued $1,517,000 USD 1.7%
Weighted Average Number of Shares Outstanding, Basic 9,428,000 shares -2.2%
Weighted Average Number of Shares Outstanding, Diluted 9,984,000 shares 0.27%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $645,598,000 USD 9.7%
General and Administrative Expense $257,575,000 USD 4%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $57,777,000 USD 6.8%
Income Tax Expense (Benefit) $13,365,000 USD 4%
Net Income (Loss) Attributable to Parent $44,412,000 USD 7.7%
Earnings Per Share, Basic 4.71 USD/shares 10%
Earnings Per Share, Diluted 4.45 USD/shares 7.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $587,000 USD -95%
Property, Plant and Equipment, Net $13,156,000 USD -3.8%
Operating Lease, Right-of-Use Asset $43,828,000 USD 14%
Assets $2,103,930,000 USD 10%
Deferred Income Tax Liabilities, Net $3,345,000 USD
Liabilities $1,730,838,000 USD 12%
Accumulated Other Comprehensive Income (Loss), Net of Tax $2,000 USD -103%
Retained Earnings (Accumulated Deficit) $410,721,000 USD 8.5%
Stockholders' Equity Attributable to Parent $373,092,000 USD 4.5%
Liabilities and Equity $2,103,930,000 USD 10%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $63,665,000 USD 8.9%
Net Cash Provided by (Used in) Financing Activities $12,563,000 USD 72%
Net Cash Provided by (Used in) Investing Activities $60,267,000 USD -196%
Common Stock, Shares Authorized 1,000,000,000 shares 0%
Common Stock, Shares, Issued 15,168,000 shares 1.7%
Common Stock, Par or Stated Value Per Share 0.1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $9,165,000 USD -46%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $97,997,000 USD -28%
Interest Paid, Excluding Capitalized Interest, Operating Activities $19,151,000 USD 17%
Deferred Tax Assets, Gross $79,928,000 USD 4.4%
Operating Lease, Liability $45,968,000 USD 13%
Payments to Acquire Property, Plant, and Equipment $1,275,000 USD 24%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $44,348,000 USD 6.4%
Lessee, Operating Lease, Liability, to be Paid $54,963,000 USD 15%
Property, Plant and Equipment, Gross $47,753,000 USD 3.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $11,677,000 USD 11%
Lessee, Operating Lease, Liability, to be Paid, Year One $12,394,000 USD 13%
Operating Lease, Weighted Average Discount Rate, Percent 0.065 pure 4.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $8,995,000 USD 26%
Lessee, Operating Lease, Liability, to be Paid, Year Three $8,818,000 USD 5.4%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100,000,000 shares 0%
Unrecognized Tax Benefits $1,015,000 USD 3.2%
Lessee, Operating Lease, Liability, to be Paid, Year Four $6,830,000 USD 20%
Operating Lease, Payments $3,117,000 USD 11%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization $3,603,000 USD 3%
Deferred Tax Assets, Net of Valuation Allowance $9,286,000 USD -32%
Share-based Payment Arrangement, Expense $11,867,000 USD 6.2%
Preferred Stock, Par or Stated Value Per Share 0.1 USD/shares 0%