Stellar Bancorp, Inc. financial data

Symbol
STEL on NYSE
Location
Houston, TX
Fiscal year end
31 December
Latest financial report
26 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 548% % -5.3%
Return On Equity 6.3% % -13%
Return On Assets 0.97% % -9.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 50,772,216 shares -1.4%
Common Stock, Shares, Outstanding 50,902,024 shares -4.7%
Entity Public Float $1,300,000,000 USD 17%
Common Stock, Value, Issued $509,000 USD -4.7%
Weighted Average Number of Shares Outstanding, Basic 51,756,000 shares -3.2%
Weighted Average Number of Shares Outstanding, Diluted 51,808,000 shares -3.2%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $127,782,000 USD -12%
Income Tax Expense (Benefit) $24,910,000 USD -17%
Net Income (Loss) Attributable to Parent $102,872,000 USD -11%
Earnings Per Share, Basic 1.99 USD/shares -7.4%
Earnings Per Share, Diluted 1.99 USD/shares -7.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $419,453,000 USD -54%
Property, Plant and Equipment, Net $106,118,000 USD -5.1%
Operating Lease, Right-of-Use Asset $15,327,000 USD -11%
Goodwill $497,318,000 USD 0%
Assets $10,806,594,000 USD -0.91%
Liabilities $9,137,940,000 USD -1.7%
Accumulated Other Comprehensive Income (Loss), Net of Tax $72,965,000 USD 42%
Retained Earnings (Accumulated Deficit) $566,216,000 USD 15%
Stockholders' Equity Attributable to Parent $1,668,654,000 USD 3.8%
Liabilities and Equity $10,806,594,000 USD -0.91%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $5,679,000 USD -118%
Net Cash Provided by (Used in) Financing Activities $492,342,000 USD -723%
Net Cash Provided by (Used in) Investing Activities $147,380,000 USD
Common Stock, Shares Authorized 140,000,000 shares 0%
Common Stock, Shares, Issued 50,902,024 shares -4.7%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $350,641,000 USD -69534%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $419,453,000 USD -54%
Interest Paid, Excluding Capitalized Interest, Operating Activities $50,258,000 USD 11%
Deferred Tax Assets, Gross $56,853,000 USD -23%
Operating Lease, Liability $16,308,000 USD -11%
Payments to Acquire Property, Plant, and Equipment $770,000 USD 37%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $155,271,000 USD 44%
Lessee, Operating Lease, Liability, to be Paid $19,208,000 USD -12%
Property, Plant and Equipment, Gross $148,182,000 USD 0.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two $3,917,000 USD 4.8%
Lessee, Operating Lease, Liability, to be Paid, Year One $4,095,000 USD -1.1%
Operating Lease, Weighted Average Discount Rate, Percent 0.0435 pure 1.6%
Deferred Income Tax Expense (Benefit) $1,008,000 USD -60%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $2,900,000 USD -16%
Lessee, Operating Lease, Liability, to be Paid, Year Three $3,756,000 USD 5%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $2,000,000 USD -41%
Operating Lease, Payments $1,051,000 USD -13%
Additional Paid in Capital $1,174,894,000 USD -5.3%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $21,580,000 USD -11%
Share-based Payment Arrangement, Expense $9,200,000 USD -15%
Interest Expense $187,867,000 USD 116%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%