Essent Group Ltd. financial data

Symbol
ESNT on NYSE
Location
Hamilton, Bermuda
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 18 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 28% % 8.4%
Return On Equity 12% % -9.5%
Return On Assets 9.4% % -11%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 94,542,845 shares -8.9%
Common Stock, Shares, Outstanding 95,456,000 shares -9.1%
Entity Public Float $5,389,787,812 USD -6.9%
Common Stock, Value, Issued $1,432,000 USD -9.1%
Weighted Average Number of Shares Outstanding, Basic 98,999,000 shares -6.1%
Weighted Average Number of Shares Outstanding, Diluted 100,023,000 shares -6.1%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,260,935,000 USD 1.5%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $821,862,000 USD -3.9%
Income Tax Expense (Benefit) $131,893,000 USD 4.6%
Net Income (Loss) Attributable to Parent $689,969,000 USD -5.4%
Earnings Per Share, Basic 6.97 USD/shares 0.72%
Earnings Per Share, Diluted 6.9 USD/shares 0.73%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $41,221,000 USD 1.3%
Operating Lease, Right-of-Use Asset $29,900,000 USD -0.33%
Goodwill $48,761,000 USD 0%
Assets $7,441,003,000 USD 4.6%
Deferred Income Tax Liabilities, Net $465,351,000 USD 19%
Liabilities $1,684,276,000 USD 12%
Accumulated Other Comprehensive Income (Loss), Net of Tax $151,985,000 USD 50%
Retained Earnings (Accumulated Deficit) $5,257,385,000 USD 12%
Stockholders' Equity Attributable to Parent $5,756,727,000 USD 2.7%
Liabilities and Equity $7,441,003,000 USD 4.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $221,567,000 USD 2.1%
Net Cash Provided by (Used in) Financing Activities $200,514,000 USD -364%
Net Cash Provided by (Used in) Investing Activities $55,533,000 USD
Common Stock, Shares Authorized 233,333,000 shares 0%
Common Stock, Shares, Issued 95,456,000 shares -9.1%
Common Stock, Par or Stated Value Per Share 0.015 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $76,586,000 USD 241%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $123,049,000 USD -6.4%
Interest Paid, Excluding Capitalized Interest, Operating Activities $15,625,000 USD 105%
Deferred Tax Assets, Gross $60,554,000 USD -35%
Operating Lease, Liability $36,645,000 USD 1.2%
Payments to Acquire Property, Plant, and Equipment $221,000 USD -95%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $841,968,000 USD 19%
Lessee, Operating Lease, Liability, to be Paid $44,734,000 USD -1%
Property, Plant and Equipment, Gross $90,729,000 USD 7.8%
Lessee, Operating Lease, Liability, to be Paid, Year Two $5,706,000 USD 21%
Lessee, Operating Lease, Liability, to be Paid, Year One $5,977,000 USD 2.1%
Operating Lease, Weighted Average Discount Rate, Percent 0.047 pure 2.2%
Deferred Income Tax Expense (Benefit) $11,050,000 USD 19%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $8,089,000 USD -10%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,480,000 USD 19%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $5,275,000 USD 20%
Depreciation, Depletion and Amortization $1,373,000 USD -1.2%
Share-based Payment Arrangement, Expense $20,847,000 USD -16%
Interest Expense $8,251,000 USD -28%