OptimumBank Holdings, Inc. financial data

Symbol
OPHC on NYSE
Location
Fort Lauderdale, FL
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 26 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 810% % -12%
Return On Equity 15% % 1.3%
Return On Assets 1.6% % 13%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 12,166,437 shares 3.5%
Common Stock, Shares, Outstanding 11,533,943 shares -0.88%
Entity Public Float $45,211,768 USD 30%
Common Stock, Value, Issued $115,000 USD -0.86%
Weighted Average Number of Shares Outstanding, Basic 11,697,065 shares 24%
Weighted Average Number of Shares Outstanding, Diluted 11,697,065 shares 24%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $22,171,000 USD 26%
Income Tax Expense (Benefit) $5,523,000 USD 23%
Net Income (Loss) Attributable to Parent $16,648,000 USD 27%
Earnings Per Share, Basic 1.42 USD/shares 2.2%
Earnings Per Share, Diluted 0.71 USD/shares 13%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $3,108,000 USD 3.6%
Property, Plant and Equipment, Net $2,490,000 USD 21%
Operating Lease, Right-of-Use Asset $2,617,000 USD -2.3%
Assets $1,111,678,000 USD 19%
Liabilities $989,781,000 USD 19%
Accumulated Other Comprehensive Income (Loss), Net of Tax $4,597,000 USD 17%
Retained Earnings (Accumulated Deficit) $13,801,000 USD
Stockholders' Equity Attributable to Parent $121,897,000 USD 18%
Liabilities and Equity $1,111,678,000 USD 19%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $3,135,000 USD 23%
Net Cash Provided by (Used in) Financing Activities $40,975,000 USD -72%
Net Cash Provided by (Used in) Investing Activities $5,716,000 USD
Common Stock, Shares Authorized 30,000,000 shares 0%
Common Stock, Shares, Issued 11,533,943 shares -0.88%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $49,826,000 USD -33%
Interest Paid, Excluding Capitalized Interest, Operating Activities $4,796,000 USD -18%
Operating Lease, Liability $2,745,000 USD -1%
Payments to Acquire Property, Plant, and Equipment $283,000 USD 9.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $17,621,000 USD 37%
Lessee, Operating Lease, Liability, to be Paid $3,135,000 USD -3.3%
Property, Plant and Equipment, Gross $4,346,000 USD 26%
Lessee, Operating Lease, Liability, to be Paid, Year Two $534,000 USD 30%
Lessee, Operating Lease, Liability, to be Paid, Year One $499,000 USD 15%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure -18%
Deferred Income Tax Expense (Benefit) $81,000 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $390,000 USD -17%
Lessee, Operating Lease, Liability, to be Paid, Year Three $543,000 USD 23%
Deferred Tax Assets, Operating Loss Carryforwards $31,000 USD -14%
Preferred Stock, Shares Authorized 6,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $463,000 USD 2.9%
Additional Paid in Capital $112,578,000 USD 0.98%
Deferred Tax Assets, Net of Valuation Allowance $4,990,000 USD 5.4%
Interest Expense $15,324,000 USD 145%