ENCORE CAPITAL GROUP INC financial data

Symbol
ECPG on Nasdaq
Location
San Diego, CA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 25 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Return On Equity 28% %
Return On Assets 5% %
Operating Margin 35% % 196%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 21,410,273 shares -8.3%
Common Stock, Shares, Outstanding 21,688,000 shares -8.5%
Entity Public Float $876,500,000 USD -9.5%
Common Stock, Value, Issued $217,000 USD -8.4%
Weighted Average Number of Shares Outstanding, Basic 23,234,000 shares -2.7%
Weighted Average Number of Shares Outstanding, Diluted 23,534,000 shares -1.4%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,768,802,000 USD 34%
Revenue from Contract with Customer, Excluding Assessed Tax $88,388,000 USD 4.3%
General and Administrative Expense $165,948,000 USD 1.3%
Operating Income (Loss) $626,647,000 USD 298%
Nonoperating Income (Expense) $290,488,000 USD -15%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $336,159,000 USD
Income Tax Expense (Benefit) $79,325,000 USD 84%
Net Income (Loss) Attributable to Parent $256,834,000 USD
Earnings Per Share, Basic 11.05 USD/shares
Earnings Per Share, Diluted 10.91 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $156,784,000 USD -22%
Deferred Income Tax Assets, Net $5,766,000 USD -32%
Property, Plant and Equipment, Net $82,080,000 USD 1.8%
Operating Lease, Right-of-Use Asset $56,629,000 USD -2.5%
Goodwill $536,291,000 USD 5.6%
Assets $5,339,800,000 USD 11%
Long-term Debt and Lease Obligation $4,033,394,000 USD 8.7%
Liabilities $4,363,050,000 USD 8.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax $128,107,000 USD 21%
Retained Earnings (Accumulated Deficit) $1,104,640,000 USD 21%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $976,750,000 USD 27%
Liabilities and Equity $5,339,800,000 USD 11%

Popular Metrics

Label TTM Value / Value Unit Change %
Common Stock, Shares Authorized 75,000,000 shares 0%
Common Stock, Shares, Issued 21,688,000 shares -8.5%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $156,784,000 USD -22%
Deferred Tax Assets, Valuation Allowance $84,615,000 USD 0.55%
Deferred Tax Assets, Gross $123,323,000 USD -1.4%
Operating Lease, Liability $65,438,000 USD -6.2%
Lessee, Operating Lease, Liability, to be Paid $73,761,000 USD -9.2%
Property, Plant and Equipment, Gross $284,965,000 USD 7.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two $16,585,000 USD 1.4%
Lessee, Operating Lease, Liability, to be Paid, Year One $18,391,000 USD 5.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.052 pure -1.9%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $8,323,000 USD -28%
Lessee, Operating Lease, Liability, to be Paid, Year Three $14,398,000 USD 5.3%
Deferred Tax Assets, Operating Loss Carryforwards $67,738,000 USD 17%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $4,284,000 USD -32%
Lessee, Operating Lease, Liability, to be Paid, Year Four $12,140,000 USD 1.5%
Additional Paid in Capital $0 USD -100%
Preferred Stock, Shares Outstanding 0 shares
Deferred Tax Assets, Net of Valuation Allowance $38,708,000 USD -5.3%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%