OFG BANCORP financial data

Symbol
OFG on NYSE
Location
San Juan, PR
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 25 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 802% % -0.36%
Return On Equity 15% % -3.8%
Return On Assets 1.7% % -3.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 43,063,277 shares -5.1%
Common Stock, Shares, Outstanding 43,257,167 shares -4.8%
Entity Public Float $1,915,000,000 USD 9.8%
Common Stock, Value, Issued $59,885,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 44,552,000 shares -4.5%
Weighted Average Number of Shares Outstanding, Diluted 44,760,000 shares -4.6%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $0 USD
Costs and Expenses $0 USD
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $234,117,000 USD -7.7%
Income Tax Expense (Benefit) $29,014,000 USD -48%
Net Income (Loss) Attributable to Parent $205,103,000 USD 3.5%
Earnings Per Share, Basic 4.6 USD/shares 8.2%
Earnings Per Share, Diluted 4.58 USD/shares 8.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $1,040,335,000 USD 76%
Deferred Income Tax Assets, Net $104,359,000 USD 1570%
Property, Plant and Equipment, Net $93,554,000 USD -10%
Operating Lease, Right-of-Use Asset $21,261,000 USD 11%
Intangible Assets, Net (Excluding Goodwill) $9,854,000 USD -33%
Goodwill $84,241,000 USD 0%
Assets $12,465,657,000 USD 8.4%
Deferred Income Tax Liabilities, Net $0 USD -100%
Liabilities $11,075,652,000 USD 8.1%
Accumulated Other Comprehensive Income (Loss), Net of Tax $16,906,000 USD 81%
Retained Earnings (Accumulated Deficit) $904,630,000 USD 17%
Stockholders' Equity Attributable to Parent $1,390,005,000 USD 11%
Liabilities and Equity $12,465,657,000 USD 8.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $83,071,000 USD 36%
Net Cash Provided by (Used in) Financing Activities $133,711,000 USD
Net Cash Provided by (Used in) Investing Activities $97,319,000 USD -160%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 59,885,234 shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $119,463,000 USD 1821%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $1,040,335,000 USD 76%
Interest Paid, Excluding Capitalized Interest, Operating Activities $39,902,000 USD 1.2%
Deferred Tax Assets, Valuation Allowance $568,000 USD -90%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.375 pure 0%
Deferred Tax Assets, Gross $152,478,000 USD -2.6%
Operating Lease, Liability $23,157,000 USD 8.3%
Payments to Acquire Property, Plant, and Equipment $4,350,000 USD -30%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $278,036,000 USD 59%
Lessee, Operating Lease, Liability, to be Paid $27,191,000 USD 6%
Property, Plant and Equipment, Gross $188,232,000 USD -4.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two $6,520,000 USD 24%
Lessee, Operating Lease, Liability, to be Paid, Year One $7,644,000 USD 2.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.074 pure -2.6%
Deferred Income Tax Expense (Benefit) $2,821,000 USD -174%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $4,034,000 USD -5.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,127,000 USD 18%
Deferred Tax Assets, Operating Loss Carryforwards $4,900,000 USD -25%
Unrecognized Tax Benefits $0 USD -100%
Lessee, Operating Lease, Liability, to be Paid, Year Four $3,527,000 USD 8.9%
Operating Lease, Payments $2,299,000 USD -11%
Additional Paid in Capital $642,973,000 USD 0.5%
Amortization of Intangible Assets $4,928,000 USD -17%
Depreciation, Depletion and Amortization $20,458,000 USD -2%
Deferred Tax Assets, Net of Valuation Allowance $151,910,000 USD 0.49%
Interest Expense $114,246,000 USD 194%