OLD SECOND BANCORP INC financial data

Symbol
OSBC on Nasdaq
Location
Aurora, IL
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 26 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 697% % -11%
Return On Equity 10% % -24%
Return On Assets 1.3% % -16%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52,690,806 shares 17%
Common Stock, Shares, Outstanding 52,669,224 shares 17%
Entity Public Float $760,500,000 USD 20%
Common Stock, Value, Issued $53,015,000 USD 18%
Weighted Average Number of Shares Outstanding, Basic 48,875,540 shares 9%
Weighted Average Number of Shares Outstanding, Diluted 49,669,539 shares 8.8%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $107,751,000 USD -4.6%
Income Tax Expense (Benefit) $27,441,000 USD -0.91%
Net Income (Loss) Attributable to Parent $80,310,000 USD -5.8%
Earnings Per Share, Basic 1.64 USD/shares -14%
Earnings Per Share, Diluted 1.62 USD/shares -13%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $124,025,000 USD 25%
Deferred Income Tax Assets, Net $31,276,000 USD 17%
Property, Plant and Equipment, Net $86,645,000 USD -0.76%
Operating Lease, Right-of-Use Asset $7,921,000 USD 7.6%
Intangible Assets, Net (Excluding Goodwill) $23,692,000 USD 7.5%
Goodwill $129,196,000 USD 39%
Assets $6,902,675,000 USD 22%
Liabilities $6,005,907,000 USD 21%
Accumulated Other Comprehensive Income (Loss), Net of Tax $28,738,000 USD 40%
Retained Earnings (Accumulated Deficit) $537,231,000 USD 15%
Stockholders' Equity Attributable to Parent $896,768,000 USD 34%
Liabilities and Equity $6,902,675,000 USD 22%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $17,838,000 USD -62%
Net Cash Provided by (Used in) Financing Activities $62,217,000 USD
Net Cash Provided by (Used in) Investing Activities $76,737,000 USD -18%
Common Stock, Shares Authorized 120,000,000 shares 100%
Common Stock, Shares, Issued 53,015,496 shares 18%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $156,792,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $124,025,000 USD 25%
Deferred Tax Assets, Gross $50,545,000 USD 17%
Operating Lease, Liability $12,697,000 USD 1.9%
Payments to Acquire Property, Plant, and Equipment $1,609,000 USD -52%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $99,320,000 USD -0.97%
Lessee, Operating Lease, Liability, to be Paid $18,661,000 USD 23%
Property, Plant and Equipment, Gross $172,110,000 USD 3.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,593,000 USD 36%
Lessee, Operating Lease, Liability, to be Paid, Year One $3,649,000 USD 74%
Operating Lease, Weighted Average Discount Rate, Percent 0.0393 pure -17%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $5,964,000 USD 125%
Lessee, Operating Lease, Liability, to be Paid, Year Three $2,415,000 USD 31%
Preferred Stock, Shares Authorized 300,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $2,228,000 USD 27%
Additional Paid in Capital $341,451,000 USD 66%
Amortization of Intangible Assets $4,545,000 USD 86%
Depreciation, Depletion and Amortization $1,408,000 USD 4.3%
Share-based Payment Arrangement, Expense $1,400,000 USD 17%
Interest Expense $53,383,000 USD 12%