UMB FINANCIAL CORP financial data

Symbol
UMBF, UMBFO on Nasdaq
Location
Kansas City, MO
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 26 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 881% % -32%
Return On Equity 9.6% % -27%
Return On Assets 0.98% % 4.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 76,135,481 shares 0.29%
Common Stock, Shares, Outstanding 75,960,675 shares 56%
Entity Public Float $7,565,682,253 USD 104%
Common Stock, Value, Issued $78,666,000 USD 43%
Weighted Average Number of Shares Outstanding, Basic 73,259,082 shares 50%
Weighted Average Number of Shares Outstanding, Diluted 73,670,643 shares 50%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $874,955,000 USD 62%
Income Tax Expense (Benefit) $172,557,000 USD 73%
Net Income (Loss) Attributable to Parent $702,398,000 USD 59%
Earnings Per Share, Basic 9.35 USD/shares 3.3%
Earnings Per Share, Diluted 9.29 USD/shares 3.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $7,771,973,000 USD -8%
Cash, Cash Equivalents, and Short-term Investments $9,441,175,000 USD 3.7%
Property, Plant and Equipment, Net $398,271,000 USD 80%
Operating Lease, Right-of-Use Asset $63,500,000 USD 33%
Goodwill $1,839,825,000 USD 787%
Assets $73,094,090,000 USD 45%
Liabilities $65,400,522,000 USD 39%
Accumulated Other Comprehensive Income (Loss), Net of Tax $261,520,000 USD 54%
Retained Earnings (Accumulated Deficit) $3,736,413,000 USD 18%
Stockholders' Equity Attributable to Parent $7,693,568,000 USD 122%
Liabilities and Equity $73,094,090,000 USD 45%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $363,021,000 USD 547%
Net Cash Provided by (Used in) Financing Activities $1,135,150,000 USD -5.4%
Net Cash Provided by (Used in) Investing Activities $663,204,000 USD 319%
Common Stock, Shares Authorized 160,000,000 shares 100%
Common Stock, Shares, Issued 78,665,809 shares 43%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $2,161,375,000 USD 53%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $7,771,973,000 USD -8%
Interest Paid, Excluding Capitalized Interest, Operating Activities $326,798,000 USD 22%
Deferred Tax Assets, Valuation Allowance $39,021,000 USD 251%
Deferred Tax Assets, Gross $540,694,000 USD 63%
Operating Lease, Liability $72,659,000 USD 32%
Payments to Acquire Property, Plant, and Equipment $8,823,000 USD 271%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $1,013,928,000 USD 138%
Lessee, Operating Lease, Liability, to be Paid $80,812,000 USD 32%
Property, Plant and Equipment, Gross $1,127,618,000 USD 23%
Lessee, Operating Lease, Liability, to be Paid, Year Two $16,920,000 USD 46%
Lessee, Operating Lease, Liability, to be Paid, Year One $18,125,000 USD 51%
Operating Lease, Weighted Average Discount Rate, Percent 0.0386 pure 15%
Deferred Income Tax Expense (Benefit) $16,710,000 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $8,153,000 USD 30%
Lessee, Operating Lease, Liability, to be Paid, Year Three $14,975,000 USD 42%
Deferred Tax Assets, Operating Loss Carryforwards $43,502,000 USD 1635%
Preferred Stock, Shares Issued 30,000 shares
Preferred Stock, Shares Authorized 30,000 shares
Unrecognized Tax Benefits $8,944,000 USD 8%
Lessee, Operating Lease, Liability, to be Paid, Year Four $12,594,000 USD 45%
Preferred Stock, Shares Outstanding 30,000 shares
Amortization of Intangible Assets $93,521,000 USD 1114%
Deferred Tax Assets, Net of Valuation Allowance $501,673,000 USD 57%
Interest Expense $1,089,574,000 USD 84%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares